Premium Credit

Welcome to Premium Credit

Whether it's for personal or business use, insurance is essential for most of us. Indeed, 2010 saw around £34.1 billion* being spent on insurance in the UK.

For many, paying a hefty insurance premium in one go can put a strain on the budget - but Premium Credit provides an affordable solution. For over 24 years, we have helped businesses and individuals pay for their insurance by spreading the costs over regular instalments, instead of paying the whole premium upfront.

Premium Credit doesn’t just help businesses and individuals spread the cost of their insurance premiums, we also provide the finance to pay annual fees such as professional fees, membership subscriptions, commercial service charges and school fees. We have 1.8 million customers and achieved advances of £3.3 billion in 2012, processing 24 million Direct Debits. We work with 4,000 intermediaries across our chosen markets.

That's why we're the No.1 Insurance Premium Finance Company in the UK and Ireland.